Services
Comprehensive, fee-only financial planning.
We serve clients across the full lifecycle of financial planning - from building wealth to managing it through retirement. Every engagement is fee-only, so the advice below is the same advice we would give a family member.
We help you build a clear, actionable plan for the transition to retirement - covering Social Security claiming strategy, Medicare enrollment, Required Minimum Distributions, and income sequencing from multiple account types.
What’s included
- Social Security claiming optimization
- Medicare enrollment timing (Parts A, B, D)
- Required Minimum Distribution planning
- Withdrawal sequence strategy (taxable, tax-deferred, tax-free)
- Retirement income stress-testing across market scenarios
- Healthcare cost projections and planning
We build and maintain diversified portfolios using low-cost, broadly diversified index funds and ETFs. Our approach is grounded in evidence: academic research on market efficiency, factor exposure, and long-term return drivers.
What’s included
- Asset allocation development based on your goals and risk tolerance
- Tax-efficient fund selection across account types
- Annual rebalancing and tax-loss harvesting where applicable
- No proprietary products; no revenue-sharing arrangements
- Quarterly portfolio reporting
- Ongoing monitoring and adjustment as circumstances change
We don't prepare tax returns, but we coordinate closely with your CPA to make investment and planning decisions that minimize lifetime tax burden - not just the current year's bill.
What’s included
- Roth conversion analysis and strategy
- Tax-location optimization (which assets belong in which accounts)
- Charitable giving strategies (donor-advised funds, QCDs, appreciated securities)
- Capital gains management
- Stock option and RSU planning for Seattle tech employees
- Coordination with your tax preparer during filing season
We review your estate documents and beneficiary designations as part of our onboarding process and revisit them after major life events. We work alongside your estate attorney - we don't draft documents.
What’s included
- Beneficiary designation review across all accounts
- Trust funding verification
- Gifting strategy (annual exclusion, 529 funding, charitable)
- Estate tax exposure analysis
- Coordination with your estate attorney
- Review after major life events (marriage, divorce, death of a beneficiary)
Investment advisory services offered through Meridian Wealth Partners, LLC, an SEC-registered investment advisor. Past performance does not guarantee future results.
Your Next Step
Start with a 30-minute conversation.
No sales pitch and no cost. We ask about your situation, explain exactly how we are paid, and tell you honestly whether we are the right fit.
Free · No obligation · We reply within one business day
Investment advisory services offered through Meridian Wealth Partners, an SEC-registered investment advisor. Registration does not imply a certain level of skill or training. Past performance does not guarantee future results.